Instant logging
Add an expense in seconds from the app or the iPhone shortcut. No friction, no excuse to put it off.
Take control of your money. Personal and shared with Xtalvi.
Track expenses, set budgets per category, split costs with friends, and get insights—all in one place. No spreadsheets.
Sound familiar?
- Scattered notes and spreadsheets that never add up
- Unclear who owes what after a trip or dinner
- No visibility on spending by category or over time
- Tired of your money slipping away without knowing where
One app that does it all
- Register, add expenses with tags and folders. Receipt photos, recurring payments. Organise everything in folders to keep control.
- Add friends by email or QR. Create shared expenses with split by % or amount. See debts and settle up in one tap.
- Statistics, trends (up to 24 months), forecast, and budget status per tag. Yearly summary by email.
- Create savings pots with a target amount and a date to reach it. Link expenses so they don't count towards the monthly total and track at a glance how close you are.
A habit, not another chore
What brings you back to Xtalvi every day.
Smart reminders
Budget alerts, unusual spending, and pending recurring payments. Xtalvi nudges you before you forget.
Consistency that pays off
Every logged expense sharpens your stats and reports. The more you use it, the more useful it gets.
How it works
Sign up
Register with email or Google. Activate your account and set your preferences (language, start of month).
Organise
Create tags with monthly budgets and alerts. Create folders and add all your expenses to keep control: group by project, trip or category.
Track & share
Add expenses with optional receipt photos. Share with friends and split costs. Recurring payments are generated automatically.
Insights & close
View averages, trends, and forecasts. Get push notifications and annual email summary. Settle debts with friends anytime.
How the app works: from home to profile, expenses, folders, tags, recurring, shared and statistics.
Check your monthly balance, latest transactions and get a clear view of your budget status. Everything you need, right from the home screen.
Core features
Tags & budgets
Custom tags with colours and monthly budgets. Alerts when you approach the limit. Filter and summarise by date range.
Expenses & receipts
Record and edit each expense: date, amount, comment, tag, folder. Optional receipt photo (stored securely). Filter by dates, tags, folder, or text.
Folders
Create folders with name and description. Add all the expenses you want to each folder to keep control: group by trip, project or any criteria. Filter and view by folder.
Shared expenses & friends
Invite friends by link or QR. Shared expenses with split by percentage or amount. See who owes whom and settle in one action.
Recurring payments
Set monthly, bimonthly, quarterly (etc.) expenses. Start and optional end date. The system generates the entries automatically.
Statistics & forecast
See clearly the average of previous months vs the current period, and how income, expenses and net are distributed over the months.
Savings jars
Create savings jars with a goal and a target date. Link expenses so they don't count toward the monthly total, and track at a glance how close you are to reaching it.
Notifications & summary
Notifications for shared expenses, budget alerts and unusual spending. Monthly AI report and yearly/quarterly summary with totals and breakdown.
iPhone Shortcut
Select tag and enter the amount. Add it in seconds, comfortably.
iPhone Shortcut
Record expenses in seconds
Use the iOS shortcut to add expenses instantly without opening the app. Ideal when you pay cash or are in a hurry. Very convenient and always at hand.
Privacy & GDPR
Your data, your control.
We are committed to transparency and compliance.
- Access: Your data is available through the app.
- Rectification: Update profile and all your resources (expenses, tags, folders) at any time.
- Deletion: Delete your account and we remove everything: account, expenses, debts, tags, folders, friendships. Not allowed with open debts; settle first.
- Security: Encrypted passwords, secure sessions and HTTPS connection.
- You own your data. Clear privacy policy and consent for communications and push.
Why choose us
- Shared expenses and debt settlement with friends (invite by link or QR, settle in one tap)
- Recurring payments auto-generated so you don't forget
- Budget per tag with alerts before you overspend
- Receipt photos stored securely in your account
- Multi-language (ES, EN, CA) for app and notifications
- Full account deletion and GDPR-ready documentation
- Folders to group all your expenses and keep control by project or criteria
- iPhone shortcut: record expenses on the spot without opening the app, very convenient
- No broken formulas or manual columns: everything calculates itself, on any device
Plans & payments
Start for free. Need more? Unlock everything with a subscription.
Free
€0
Includes the occasional ad, which helps us keep the free plan going. Remove them anytime with premium. More info in our cookie policy.
Monthly
€2,99 / month
- ✓Unlimited folders, piggy banks and tags
- ✓Annual, quarterly and monthly reports
- ✓AI analysis of your monthly reports
- ✓No ads
Recommended
Annual
€25 / year
Save vs monthly
- ✓Unlimited folders, piggy banks and tags
- ✓Annual, quarterly and monthly reports
- ✓AI analysis of your monthly reports
- ✓No ads
Payments are securely processed via Stripe
Reviews
What Xtalvi users say.
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Contact
Questions, suggestions or requests? Get in touch.
Ready to take control?
Join users who track their spending and share expenses without the hassle.